Home Insurance

Thief stealing from safe - Home Insurance

Your home is your shelter, but it is so much more than that. It is where memories are made. Herrmann Insurance Agencies can help you protect your home, your dreams, and your possessions with homeowners insurance that fits your needs at reasonable prices from top A-rated companies.

Our Rapid City and Sioux Falls, SD insurance agents can help you find the right policy, with the right coverage, from the right company. We can help you find home insurance plans that match your needs.

Things to Think About

Not all homeowner’s plans are created equal. Different companies cover different events and provide different amounts of coverage. When you visit us, we will help you find a policy that contains what you need, which may include any combination of the following:

  • Coverage for Your House: Protect your home and other structures against losses caused by fire, ice, wind, hail, theft, vandalism, and many other harmful events.
  • Other Structures: Anything not attached to the house, including landscaping or a detached garage.
  • Personal Possessions: If furniture, clothing, valuables, or other possessions are damaged or destroyed by a covered event, then your insurance coverage can allow you to have those items repaired or replaced.
  • Additional Living Expense: Some insurers we work with assist in covering the costs of your living elsewhere if your home is rendered unlivable for a period of time.
  • Liability: If someone is injured on your property, they may have the right to sue you for injuries suffered. Through liability coverage in your homeowner’s policy, the insurance company may defend you against those claims and assist in paying expenses up to your policy limit.

Make the Most of Your Money

Our Rapid City and Sioux Falls insurance agents work to ensure that you receive any discounts for which you are eligible. Insurance companies frequently offer discounts for things like staying claims-free, installing home protection systems, or even reaching a certain age.

Related Types of Insurance

Insurance is available to cover homes that are not traditional houses. Talk to our agents about the following:

  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Landlord Dwelling Home Insurance
  • Home Restoration Insurance
  • Builders Risk Insurance

Contact our Agents

If you have any questions about our home insurance services or would like a quote, please contact our Rapid City or Sioux Falls office. We look forward to helping you.

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