Where do I get the Best Rapid City Insurance?

When shopping for the best Black Hills Insurance Company, you have a large number of insurance agencies to choose from. With so many coverage options, how can you be sure you are choosing the best agency for you?

Herrmann Insurance Agencies is independently owned and locally operated to handle your needs. We are located in Rapid City and Sioux Falls, SD and we focus on all of South Dakota. Herrmann Insurance offers affordable and reliable insurance choices all across South Dakota. Contact us and we can help you find the right combination of insurance for your needs.

Herrmann Insurance Agencies can protect you, the people who are important to you, and the assets that are a part of your livelihood. We can help you make wise decisions about insurance coverage that will benefit you now and in the future. While working with premier insurance providers such as Nationwide, Progressive, MetLife, AAA, The Hartford, Safeco, and more we are available, accessible, and committed to protecting what matters to you.

Personal Life, Auto, Home Insurance

family insurance

Business Auto, Property, and Liability Insurance

With nearly 40 years of experience serving businesses both big and small in the Black Hills, Herrmann Insurance Agencies helps customers protect the companies they have built. We can connect you and your business with the top A-rated insurance companies in the nation including Hartford, Travelers, CWG, Donegal, Concorde, and CNA among others, providing you with a wide range of policy types.

business insurance

Personal Health and Dental Insurance

An illness or accident can affect you or your family at any time. The costs of medical care can quickly become more than most people can bear. That is why it is so important to have a health insurance plan you can depend on.

We work with premier insurance providers including Wellmark, Sanford Health, and Delta Dental.

Find out more about Personal Health Insurance.

Wellmark South Dakota Logo
dark blue and light blue Sanford Health Plan Logo on a white background
Delta Dental Logo

Business Health and Dental Insurance

Many South Dakota businesses choose to offer health and dental insurance as a benefit to employees and their families. Most importantly, businesses offer this type of coverage as a form of employee retention. Group plans offer a wider variety of plans and options than individual coverage to choose from.

We work with premier health insurance providers including Wellmark, Guardian, Sanford Health, and Delta Dental.

Find out more about Business Health Insurance.

Wellmark South Dakota Logo
white guardian insurance logo on blue background with a green and blue logo to the left
dark blue and light blue Sanford Health Plan Logo on a white background
Delta Dental Logo
Morgan Picard provided excellent professional service.
Karron Burleigh
22:41 01 Feb 23
The best one around! They take care of all of your needs!
Sarah Stearns
18:55 12 Jan 23
Shea at Herrmann took great care of us. We had been customers for about 2 years at Herrmann when I contacted them to see if we could save more on our homeowners and car insurance. Shea was prompt, thorough, and saved us over $300 a year on our insurance. Thank you Shea and Herrmann Insurance Agencies!
Ashley M
20:45 07 Dec 22
Excellent service! Very accommodating, quick, easy and simple process to make any changes.
00:27 06 Dec 22
Morgan did an incredible job researching the best medication options for both Susan and myself. Her ability to navigate the online system and share information in an easy to understand manner is remarkable. Roses are red Violets are blue Morgan should make as much money as you ( Laccen). All joking aside all staff at Herman Insurance always provide outstanding service. Take care Allen Feldman
Allen Feldman
03:16 11 Nov 22
Excellent courteous help with a very thorough knowledge base. Hermann Insurance helped us make a sound decision and did so with no sales pressure. I greatly appreciated this. Rod B.
Rod Burke
22:17 08 Nov 22
This agency is great, especially Laccen and Shea. It's so nice that they do the insurance shopping for me to get the absolute best rate and company to go with. I was able to get my auto and home policy completely set up. More recently, I added a driver to my auto policy. Shea was efficient and responsive, kindly contacting me when I had forgotten to call her. Everything was explained thoroughly and done in a timely manner. They even looked for additional discounts which they could apply to my policies. I am completely satisfied with their services. I highly recommend them to everyone looking for a great and affordable insurance plan. Thank you for the effort you put into satisfying your customers.
David Somorai
13:27 08 Nov 22
Been with them for years, have always been good!
Alicia Roman
19:24 04 Nov 22
Morgan was a pleasure to work with the whole process. Professional, efficient and thorough.
Tina Duffy
18:45 31 Oct 22
Very likeable and efficient.
Barb Pierce
21:48 24 Oct 22
Carter Blenner
15:59 21 Oct 22
Great company and always has great communication.
Casey Raftevold
19:00 19 Oct 22
Alli Swenson
20:59 05 Oct 22
John Stover
20:50 05 Oct 22
Robert Hales
18:56 01 Sep 22
Very responsive and friendly. What they couldn’t immediately answer they researched and got back to me. I am also pleased with the rate I received
Kathey Wilson
20:56 30 Aug 22
The fastest and most professional service I have had from an insurance agency. They ask direct questions specific to your situation and look to protect your assets in a way that fits you, not just the normal package offered first at most places.
18:51 28 Jul 22
Jennifer has really been going above and beyond to assist me with my account. She’s been so helpful, patient, and knowledgeable. I appreciate her help!
19:11 15 Jul 22
Dylan Laughlin
17:48 12 Jul 22
Herrmann Insurance Agencies is the one stop shop for all your insurance needs. They handle my home and vehicle insurance and when my rates go up, they reach out to find me a better rate. These guys truly are awesome! If you're looking for a new policy, check here first.
Isaac Bentley
21:03 01 Jul 22
Faith Kile
21:32 28 Jun 22
Amazing company. Beyond helpful and very knowledgeable. My insurance company for life!
A. Wells
19:49 25 Jun 22
Every time I have had a question about my policy Katrina has responded that business day. I would defiantly recommend Hermann Insurance to anyone in need of Home or Auto insurance.
Dennis Berg
14:38 22 Jun 22
Shayne Walser
16:30 20 Jun 22
Good service & friendly employees.
Randy Haas
00:41 18 Jun 22
Always friendly and willing to answer my questions.
Al and Melinda Stone
23:16 13 Jun 22
For years, I've used the Herrmann agency to write policies on several vehicles, including my off road vehicle. They have always found me the least expensive, flexible and quality policies! I've worked with several different agents there, but regardless of which person writes my policy, and whomever answers the telephone when I call, are eager to help. This saves me alot of time and avoids me being put on hold or waiting for a particular agent to call me back! Katrina helped me with a new policy today and looked in to more coverage on an existing policy. She is extremely helpful and eager to please! I'll never stray from this company for my insurance needs! I have to thank ALL of them for that!
Jackie M
17:27 08 Jun 22
Megan Gould
14:51 08 Jun 22
04:18 02 Jun 22
Jason Dahl
15:37 27 May 22
Darrell Boyer
21:21 26 May 22
Laccen and everyone at the Herrmann Agency are always ready to help whenever we need anything. He is always watching for the best coverage and value for us. We would recommend Laccen and the Herrmann Agency team to anyone! Lance and Pam Perrett
Lance Perrett
19:28 29 Apr 22
Everyone I speak to is so friendly and helpful. We have had some challenging situations and they always handle it with professionalism.
Regina Pietz
21:43 28 Apr 22
Very thorough. Has lots of options to meet everyone's needs.
Kari Bullion
20:06 24 Apr 22
Nothing but professional and exceptional business from the start. Laccen not only went out of his way but refused to settle for high prices. He spent hours researching and finding quotes and cut my original quote in 1/2! I’m a contractor and I’ll be referring Hermman insurance to anyone who will listen and wants a good experience. Laccen went far out of his way to not only show me that he was looking out for my best interest but did it in a timely manner and came through for my deadline needed for a project I was starting. 5 ⭐️ Compsny!!!
Brandon Stearns
23:09 21 Apr 22
Laccenn has been our insurance for all 3 times we have bought a house. He is awesome. Friendly front desk and very easy to work with.
Jena Cooper
19:53 03 Jan 22
Lacen has worked with me over the last 7 years and has always done what's best for my family and I. When searching for any type of insurance Hermann will always be my first choice.
Sean Edlund
19:41 03 Jan 22
I've been working with this company for about 7 months they have been awesome they have found ways to insure my vehicles had to Best Rate they can I would recommend them to anybody because they go out of their way just to find the best insurance for you
David Whiting
18:03 31 Aug 21
Jeremy Rivers
15:35 13 Jul 21
I have never left a Google review but happened upon these and couldn’t help but sit for a few to contradict every and any poor review that is here. Do you expect your insurance agent to literally read your mind and write you the world’s most amazing policy based on this? If so, this place is not for you. If you are, on the other hand, interested in having an independent insurance agent who can keep you covered no matter what occurs in your life...one who will work harder for you than anyone else in your life...then Laccenn Herrmann is the insurance agent for you.I’ve been with Laccenn (referenced in a few of these reviews rudely as ‘the owner’s son’) for many, many years. I happened upon him when my I received a letter from my prior insurance company indicating my ex-husband was “uninsurable.” I panicked and called multiple companies to be told the same each time. They wouldn’t take him. Then I thankfully reached Laccenn. He listened patiently, took down my info and said he would call back. He called me back later that day and had an insurance quote that covered everyone and somehow came in lower than what I had been paying. My ex was required to carry an SR-22 and Laccenn took care of this, too. One day, a year or so later...out of the blue and on a holiday - I believe it was Labor Day...Laccenn called me to inform that the SR-22 was no longer needed, that he had handled everything for me in getting the required paperwork filed with the state and let me know about my new, lower premium. I was shocked. All I could say was “what are you doing at work right now?”Over the many years I’ve been with Laccenn he has covered countless vehicles (and oh yes we’ve had claims and oh yes they paid immediately and satisfactorily) he has covered my house, he has covered my now 23 year old daughter when she was just 15 and no company wants to cover anyone under 16....he has alerted me on his own accord when my homeowner’s insurance nearly doubled in cost...and done the same for my autos when it happened with them. Except for Laccenn, alerting me doesn’t mean stressing me out. It means he writes a new policy with another reputable company and keeps my cost the same and then calls me and tells me he’d like to change the company I’m with and why. Only then do I find out about the increased premiums that he ensures I never have to pay.I’ve had good friends foray into insurance and BEG me to let them look over my policies. My answer is always a resounding no. No way will my loyalty to Laccenn ever falter. He does business like no one else I have seen in this town and no offense rapid City but I’m not from here and while I love this town as my own home, there is piss poor customer service here - likely just from the lack of competition but it irks me to no end. Laccenn and all of the others in this office provide customer service as though you’re the last customer on the planet.I’ve never had a single complaint and honestly, every single review here that is poor has to be either fake or from the most unreasonable people on this planet.If you’re among the world’s most unreasonable...then the no-nonsense atmosphere at Herrmann Insurance is probably not for you. If, on the other hand, you are generally reasonable and would likeTo never stress about any of your insurance ever again - then give these guys a call. Honestly, if someone doesn’t meet your expectations and misses returning a call - assume they’re human too and call again. There’s no way that doingSo would result in anything less than your total satisfaction and happiness.
Nikkee Sanchez
17:16 16 Apr 21
I was tired of call center insurance, so I reached out to the Hermann Agency. Christy got right back to me and she provided excellent, personal service, and a good value. Thank you for your help!!
Shane H
21:17 18 Feb 21
We worked with Laccen for both home and auto insurance and have been so pleased! He is informative, quick to respond, and works to get us the best option he can. Thrilled with our experience!
Whitney Perdue
14:57 09 Jul 20
I was shopping for a new insurance agent because of a bad experience. I was looking for someone I can be completely transparent with and expect the agent, as the expert, to guide me in my best insurance interests. I have found that at Herrmann Insurance. Each time I call, I am given expert help and I trust that my best interests are driving the service and advice.
Jonathan Harms
16:11 30 Apr 20
Got referred to them and the prices were great! Got me a quote for auto insurance that was 40 dollars less then what I am paying now. Will recommend!
Kyle Heck
23:24 18 Mar 20
I truly appreciate the work Laceen and the office staff at Herrmann Insurance (specifically Tanya) did for us on such short notice. I contacted Laceen on a Friday afternoon in desperate need of a new commercial auto and liability policy. I know they worked hard getting all of our information and sending to their underwriters by the end of the business day. By Monday morning we were insured with the coverage we requested at an excellent rate. They made sure to put my anxieties at ease and took care all of my concerns with utmost professionalism. I would recommend them to anyone, anytime!
Nancy Gonzalez-Fiedler
00:50 08 Jan 20
This the best insurance company I've had, they are friendly, helpful and make you feel very comfortable. All my questions were answered and explained , and I was given the best coverage for me.
Emma Gallego
17:43 11 Jun 19
Always great service! They will definitely look out for the customer and their specific needs!
C. Alexander Artistry
19:31 01 Mar 19
I use Herrmann Insurance for my health insurance. They keep up with what is happening in the industry so I feel confident they are a great choice when looking for health insurance.
Angela Wolter
17:49 27 Dec 17
Great customer service! They have helped me save money and time. Very honest and trust worthy company.
Billi Bierle
15:42 29 Aug 17
Great to work with! I have found the employees will go above the needs of the customer. Will work diligently to find the best coverage for the best rate!
Kat Dybis
22:43 23 Mar 17
Great group of people! They are more than happy to explain things until I understand them!
Tanya Aby
17:58 23 Mar 17
Stacey Adams
17:52 23 Mar 17

Health Insurance – Health insurance can help financially protect you from illness or accident. The costs of medical care can quickly become more than most people can bear. We offer health insurance that you can count on!

Home Insurance – We can help protect your house safe from everyday risks. Homeowners insurance can be difficult to understand, but we are here to help!  Contact Herrmann Insurance Agencies for a consultation to learn what your options are.

Auto Insurance – Auto insurance is required by the state of South Dakota, but it is also important to select the correct coverage. We can help you determine what is right coverage for your needs.

Life Insurance – Life insurance can help provide added peace of mind, knowing that your family will have help to pay for your mortgage, loss of income, and any final expenses your family may endure. Insuring yourself against the worst case scenario is always a good idea.

Business Insurance – If your business is your livelihood, we can set up business insurance that helps protect your business against the most unforeseen circumstances. Every business needs at least general liability insurance. Contact us for a business insurance quote.

Contact Our Rapid City Agents

If you have any questions about our services, want to meet with an insurance agent, or would like a quote, please contact our Rapid City office.

We look forward to helping you!

Meet Our Rapid City Agents

Contact Our Sioux Falls Agents

If you have any questions about our services, want to meet with an insurance agent, or would like a quote, please contact our Sioux Falls office.

We look forward to helping you!

Meet Our Sioux Falls Agents
Contact Us Today